Claims reserve evaluation

The evaluation of claims reserves is a traditional task for actuaries in the field of property and casualty insurance.

We give advice to our customers whether the current reserves level is adequate according to the German standard HGB, or the international standard IFRS. On the basis of the given accounting data we calculate the technically required reserves and determine the interest effects as well as the safety loadings (e.g. in the framework of a cost of capital model).

We carry out these analyses for selected major losses, products, insurance segments, or for an entire company. Our customers comprise insurers and reinsurers as well as captives.